Young & Money-Savvy Starter Pack: The Essential Checklist for Making Good Money Decisions While Young
Product Description:
Start Your Financial Journey with Confidence!
Are you ready to take control of your finances and build a strong financial future, no matter how young you are? The Young & Money-Savvy Starter Pack is the perfect tool to help you make good money decisions while you’re still young. Whether you’re just starting out or want to refine your financial habits, this digital checklist will guide you step-by-step towards financial security and success. From saving and budgeting to investing and side hustles, it covers the essentials you need to thrive financially.
This digital download is packed with actionable advice that’s designed to be easy to follow, practical, and effective. The 10 key steps in this guide will help you build a solid foundation for your financial future—no matter where you are today. Get started with simple, sustainable money habits that can change the way you manage your money for the long-term.
What’s Inside the Young & Money-Savvy Starter Pack?
- Master the 50/30/20 Rule: Learn how to allocate your income wisely—50% to needs, 30% to wants, and 20% to savings/investing. Start small if needed and build up gradually.
- Build an Emergency Fund: Set realistic goals to save your first $500, then $1,000, and eventually cover 3 months of expenses.
- Automate Your Savings: Discover how automating even $10 a week can help you grow your savings effortlessly.
- Use Credit Wisely: Find out how to manage your credit responsibly, build your score, and avoid common mistakes.
- Start Investing Early: No matter how small, start investing today with beginner-friendly tools and the power of compound interest on your side.
- Spend Intentionally: Learn the art of mindful spending and how to make purchases that align with your values and goals.
- Explore Side Hustles: Turn your skills into income by finding side gigs that fit your schedule and energy.
- Protect Yourself & Your Money: Get the basics of insurance and cybersecurity to safeguard your money and personal information.
- Set Healthy Money Boundaries: Develop the confidence to say “no” to unnecessary spending and create open conversations about money.
- Design a Life You Can Afford and Love: Define what “rich” means to you and set values-based financial goals for a fulfilling life.
Why Should You Download the Young & Money-Savvy Starter Pack?
- Practical, Actionable Advice: This checklist offers simple, easy-to-understand steps that you can start applying right away to make good money decisions while young.
- Designed for Young Adults: If you’re new to managing your finances or just looking to improve, this guide is tailored to young adults eager to build a strong financial foundation.
- Self-Paced and Flexible: This checklist lets you work at your own pace—whether you’ve got an hour a week or just a few minutes each day.
- Set Yourself Up for Success: Unlike other financial resources, this guide doesn’t overwhelm you with complicated jargon. It breaks everything down into manageable steps, making it easier to stay on track.
Ready to Get Started?
Don’t wait to take control of your financial future! Download the Young & Money-Savvy Starter Pack today and start making smart, intentional money decisions that will set you up for a lifetime of success. Whether you’re saving, investing, or building healthy money habits, this checklist is your first step toward achieving your goals. Your future self will thank you!
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 4-7 Business days |
| Canada, Europe | 5-10 Business days |
| Australia, New Zealand | 5-15 Business days |
| Central & South America | 5-12 Business days |
| Asia | 7-10 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-4 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of formata.shop (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of formata.shop.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of formata.shop (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of https://formata.shop
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Top picks just for you
A great starter pack!
Absolutely love the flexibility of this checklist. Whether I have an hour or just a few minutes each day, it fits into my schedule seamlessly!
This guide has been so helpful in building a strong financial foundation.
i've never been good with money but this guide makes it so much easier! i can work at my own pace and finally feel like i'm making smart decisions
👍
worthwhile
This starter pack really sets you up for success. Not only does it offer practical advice, but also gives you the tools to apply them right away.
recommend
Designed specifically for young adults like me - brilliant! Finally something that speaks directly to my needs and concerns about money management
ok
The self-paced nature of this checklist suits my busy lifestyle perfectly. Plus, I appreciate how well-structured the content is
so impressed by how user-friendly this guide is even though i'm new to all these finance things
exactly what I needed as someone new to handling finances.
this guide isn't intimidating at all unlike others i've seen before its simplicity actually encourages me to learn more about managing money
can't recommend it enough!
What a relief to find something that actually caters to young adults. This guide is easy-to-understand and has helped me make better financial decisions.
Impressive
never thought i'd say this about anything finance-related but this starter pack is honestly fun!
essential